Wage Garnishment Lawyer in Loveland Providing You With the Financial Wiggle Room to Prosper

Many Americans across the country are struggling with debt and their financial situation due to various factors. As layoffs and furloughs impacted millions due to COVID-19, you may be struggling with mounting financial debt yourself. Getting out of your financial hole may be difficult especially if you are dealing with wage garnishments.

Wage garnishments are essentially chunks of each paycheck that are withheld from you by your employer and then distributed to creditors that are owed by you. This practice can be incredibly costly to you, especially if you need all the money from your paycheck to provide for your family.

If you are dealing with wage garnishments, there are ways to put an end to them with the help of a wage garnishment lawyer from Loveland.

Seek the help you need by giving us a call at 970-232-3097 and setting up a free consultation. From there, we can take a look at your financial situation and see how we can best help you and your family achieve your financial goals going forward.

Can I Stop Wage Garnishments?

Putting an end to wage garnishments may be difficult, especially if the entity garnishing your wages has a legal right to. However, there are ways to stop your wage garnishments, even if it is temporary.

If you receive a wage garnishment notice or have been undergoing them for some time, you may be eligible for an exemption by raising an objection or filing an exemption claim. These can exempt you from wage garnishments, even if it is just a portion of your paycheck.

By doing this, you can get the flexibility to maintain yourself and your family without worrying about whether or not you will be able to make ends meet. Consult with our law office as soon as you can to learn more about the options you may have available to put an end to wage garnishments.

How Can a Lawyer Reduce or Get Rid of My Wage Garnishments? Can a Lawyer Stop a Garnishment?

With the help of a wage garnishment lawyer, you can take advantage of their legal expertise to see which option may be best for you. One of the most effective ways to put an end to wage garnishments is by filing for bankruptcy with the help of your lawyer.

Bankruptcy enacts the state’s exemption laws that will end up determining just how much of your income you will be able to keep. Depending on your situation, bankruptcy may not only provide you with immediate relief in regards to your wages being garnished but can also alleviate all the debt you have collected over the years.

Your financial freedom might be a phone call away. Call us to seek legal advice and see how we can help you start fresh.

Who is Allowed to Garnish My Wages?

There are many creditors who may have a legal right to garnish your wages but there are a select few that do not need to suit you first in order to gain the right. If federal student loans, unpaid taxes, and child support are owed, then creditors have a right to garnish your wages without a judge’s approval.

However, other debts, such as consumer credit card debt and medical expenses require creditors to seek a money judgment in order to garnish your wages.

In any case, you should explore your options to see if you can put an end to your wage garnishments as soon as possible to regain control of your financial situation. Our law office can provide you with the help you need to stop wage garnishment and move forward.

Do I Need a Wage Garnishment Attorney for My Case?

Wage garnishments can be problematic, especially when you are already struggling to keep your head above water. Looking at ways to alleviate your wage garnishment concerns can go a long way towards your financial recovery. Speak with our legal team today to see what option may be best for you and your family. Give us a call at 970-232-3097 to schedule a free consultation today with our experienced attorneys.