When you are strapped for cash and struggling to make ends meet, it makes matters exponentially worse when you are getting a chunk of your paycheck taken out to pay off the debt you owe to creditors. It is important to know many debts that are paid off through wage garnishments such as child support, alimony payments, unpaid taxes, and defaulted student loans are not eligible to be exempt. However, if a creditor responsible for your credit card debt and medical expenses sues you in order to have your wages garnished, you can file an objection that can impede their ability to do so. This process can be a bit complicated so it may be best to contact a wage garnishment lawyer to give you the legal support you need to get an exemption from having your wages garnished.
What is the First Step Towards Getting Exempt from Wage Garnishments?
Aside from hiring a Loveland wage garnishments lawyer to see if you are eligible to be exempt from wage garnishments or to object to having your wages garnished by a creditor, you should file a written objection for the wage garnishments. In this objection, you will want to make sure your case number is clearly written on it, the date your objection is taking place, your name and up-to-date contact information, the reasons you object to the wage garnishments, and your signature. There may be specific deadlines by which you need to file your objection. Having a lawyer to advise you while drafting your objection and keeping you up to date on any deadlines can go a long way towards being exempt from further wage garnishments.
What If My Objection is Denied?
If your objection to become exempt from wage garnishments is denied, you may want to consult with a bankruptcy lawyer for your next steps. Our law firm can provide you with legal advice in case your objection is denied. Filing for bankruptcy can put an end to wage garnishments through the automatic stay. Let us review your case for free to ensure you take the best steps on your journey to financial freedom.
Can a Wage Garnishment Lawyer Help Me Get the Best Results Possible for My Case?
Wage garnishments can be a major hindrance, especially if you are trying to get your life back on track. It’s critical to exhaust all your options to alleviate this issue. With an experienced wage garnishment lawyer, you can be well on your way to securing a better footing with your finances and giving you a chance of starting fresh. Call Holland Law Office today at 970-232-3097 for a free consultation.